ตัดดอก(dtàt dòk)
Meanings
1VerbA2
[to] cut flowers
to cut or harvest flowers, often for selling or decoration.
Examples
แม่mâeแม่mâe1form of address for a woman (traditional/familiar)2mother; mom3prefix: female; main; baseกำลังgam-langกำลังgam-lang1power (physics)2troops; forces3currently; in the middle of4power; strengthตัดdtàtตัดdtàt1[to] eliminate; remove2[to] cut off; turn off; disconnect3[to] cross (a path); cut across4[to] deduct5[to] trim; clip6[to] edit; cut (media/text)7[to] cutดอกกุหลาบdòk gù-làapดอกกุหลาบdòk gù-làaprose (flower)
Mom is cutting roses.
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Tomorrow morning, I will go cut flowers in the garden.
The gardener cut the marigolds to sell at the market.
เราraoควรkuuanใช้cháiกรรไกรgan-graiคมๆkom komในnaiการgaanตัดดอกdtàt dòkไม้máiเพื่อไม่ให้pêuua mâi hâiก้านgâanช้ำchám
We should use sharp scissors to cut flowers so the stems don't get bruised.
2VerbB2
[to] pay only the interest on a loan
to pay just the interest portion of a loan, without reducing the principal; often to extend or roll over the debt.
Examples
ทุกtúkทุกtúk1every (interval/frequency)2every; eachสิ้นเดือนsîn deuuanสิ้นเดือนsîn deuuan1at the end of the month2end of the month; month-endฉันchănฉันchăn1I; me2[to] eat (of Buddhist monks and novices)มีmeeมีmee1[to] experience; undergo2[to] have; possess3there is/are; existเงินngernเงินngern1funds; finances2silver (metal)3moneyพอporพอpor1enough; sufficient2[to] suffice; be enough3quite; rather; fairly4as soon as; when5enough; sufficientlyแค่kâeแค่kâe1up to; as far as; only as much as2only; justจ่ายjàaiจ่ายjàai1[to] spend (money)2[to] pay3[to] disburse; distribute (funds/resources)ตัดดอกdtàt dòkตัดดอกdtàt dòk1[to] pay only the interest on a loan2[to] cut flowers3[to] deduct interest upfrontไปก่อนbpai gònไปก่อนbpai gòn1[to] leave first; go ahead (before others)2I'll get going now; you go ahead (set phrase)เงินต้นngern dtônเงินต้นngern dtônprincipal (finance)ยังyangยังyang1yet? (question use)2still; continuing3not yet (with ไม่)4still/even (emphatic degree)ไม่mâiไม่mâi1not (negator)2no (reply)ลดลงlót longลดลงlót long1[to] subside; ease off; abate2[to] decrease; drop; fall; decline; go downเลยloieเลยloie1[to] pass; go beyond; exceed2at all; whatsoever (often in negatives)3so; thus; then (immediate result)4completely; absolutely (emphasis)
At the end of every month, I only have enough money to pay the interest for now; the principal hasn't gone down at all.
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ถ้าtâaเธอterเอาแต่ao dtàeตัดดอกdtàt dòkไปเรื่อยๆbpai rêuuai rêuuaiแบบนี้bàep néeหนี้สินnêe sĭnก็gâwไม่มีวันmâi mee wanหมดmòtหรอกròkนะná
If you keep just paying the interest like this, your debt will never be cleared.
ปัญหาbpan-hăaของkŏngหนี้นอกระบบnêe nôk rá-bòpคือkeuดอกเบี้ยdòk bîaสูงsŏongมากmâakจนjonลูกหนี้lôok nêeหลายคนlăai konทำได้แค่tam dâi kâeตัดดอกdtàt dòkไปวันๆbpai wan wanทำให้tam hâiวงจรwong jonหนี้nêeไม่mâiจบสิ้นjòp sîn
The problem with informal loans is that the interest is so high that many debtors can only afford to pay the interest day by day, creating an endless cycle of debt.
เขาkăoต้องdtôngยอมyomตัดดอกdtàt dòkมาmaaเป็นเวลาbpen way-laaกว่าgwàaหนึ่งปีnìng bpeeแล้วláeoเพื่อpêuuaรักษาrák-săaสถานะsà-tăa-náทางtaangเครดิตkray-dìtขณะที่kà-nà têeพยายามpà-yaa-yaamหาทางhăa taangชำระคืนcham-rá keunเงินต้นngern dtôn
He has had to pay only the interest for over a year to maintain his credit status while trying to find a way to repay the principal.
3VerbB2
[to] deduct interest upfront
to subtract the interest or fees from a loan amount before giving the money to the borrower (interest deducted in advance).
Examples
ผมpŏmผมpŏm1hair (on the head)2I; me (male speaker, polite)กู้เงินgôo ngernกู้เงินgôo ngern[to] borrow moneyมาmaaมาmaa1[to] come; arrive2[to] come to (a state or situation)3past/as of now aspect markerหนึ่งnèungหนึ่งnèung1a certain; a particular2a; one; a single3one (number)4first; top; foremostหมื่นmèuunหมื่นmèuun1Muen (historical title)2ten thousand (10,000)บาทbàatบาทbàat1baht (classifier for Thai currency amounts)2baht (Thai currency unit)3foot (literary)แต่dtàeแต่dtàe1but; however (contrast)2from; since (starting point)3only; just (restriction)เขาkăoเขาkăo1they; them (context-dependent)2she; her3mountain; hill4horn5he; himตัดดอกdtàt dòkตัดดอกdtàt dòk1[to] pay only the interest on a loan2[to] cut flowers3[to] deduct interest upfrontไปก่อนbpai gònไปก่อนbpai gòn1[to] leave first; go ahead (before others)2I'll get going now; you go ahead (set phrase)เลยloieเลยloie1[to] pass; go beyond; exceed2at all; whatsoever (often in negatives)3so; thus; then (immediate result)4completely; absolutely (emphasis)ได้รับdâi rápได้รับdâi ráp1[to] experience; be subjected to; suffer; sustain; be affected by2[to] receive; get; obtain; be given/granted/awarded3[to] be ...-ed (passive with ได้รับ/ได้รับการ)เงินngernเงินngern1funds; finances2silver (metal)3moneyจริงjingจริงjing1[!] intensifier particle (final)2true; real; genuine3truth; reality (rare as noun)4really; truly; indeedแค่kâeแค่kâe1up to; as far as; only as much as2only; justเก้าgâoเก้าgâonineพันpanพันpan1thousand (modifier)2thousand (1,000)3[to be] involved; entangled; implicated4[to] wrap; wind; coil; bandageบาทbàatบาทbàat1baht (classifier for Thai currency amounts)2baht (Thai currency unit)3foot (literary)
I borrowed 10,000 baht, but they deducted the interest in advance, so I only actually received 9,000 baht.
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เวลาway-laaไปbpaiกู้เงินgôo ngernกับgàpเขาkăoเนี่ยnîiaเขาkăoใช้cháiวิธีwí-teeตัดดอกdtàt dòkก่อนgònหรือเปล่าrĕu bplàaoหรือว่าrĕuu wâaให้hâiเงินngernเต็มdtemจำนวนjam-nuuan
When you borrow money from them, do they use the method of deducting interest in advance, or do they give you the full amount?
การให้gaan hâiกู้ยืมgôo yeumโดยdoiวิธีwí-teeตัดดอกdtàt dòkล่วงหน้าlûuang nâaถือเป็นtĕu bpenสิ่งsìngผิดกฎหมายpìt gòt-măaiสำหรับsăm-ràpสถาบันการเงินsà-tăa-ban gaan ngernในnaiระบบrá-bòpแต่dtàeกลับglàpพบpópได้dâiบ่อยbòiในnaiการกู้gaan gôoนอกระบบnôk rá-bòp
Lending by deducting interest in advance is considered illegal for formal financial institutions, but is commonly found in informal lending.
แม้máeว่าการwâa gaanตัดดอกdtàt dòkจะjàทำให้tam hâiได้รับdâi rápเงินสดngern sòtในnaiมือmeuuน้อยลงnói longแต่dtàeผู้กู้pûu gûuบางรายbaang raaiก็gâwยอมรับyom rápเงื่อนไขngêuuan kăiนี้néeเนื่องจากnêʉuang jàakความจำเป็นเร่งด่วนkwaam jam bpen rêng dùuan
Even though deducting interest in advance results in receiving less cash on hand, some borrowers accept this condition due to urgent necessity.
Related Words
Word Breakdown
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ตัดดอกdtàt dòkตัดดอกdtàt dòk[to] cut flowers