เจ้าหนี้(jâo nêe)

Meanings

2NounB2

secured creditor

a creditor that has a security interest in the debtor’s property

Examples

The bank is a secured creditor because it has registered a mortgage on the debtor’s house.
3NounB2

unsecured creditor

a creditor without collateral backing the debt

Examples

ถ้าtâaถ้าtâa1if; in case2if only; provided that (conditional emphasis)เป็นเจ้าbpen jâoเป็นเจ้าbpen jâo[to] be possessed [by a spirit]หนี้nêeหนี้nêedebt; liabilityที่têeที่têe1place; spot; seat; space2that/which/who (relative marker)3at; in; to (before place/recipient)4when; the time that (time marker)5ordinal/degree marker6classifier: place/seat/slotไม่มีmâi meeไม่มีmâi mee1to not have; lack2there is/are not; does/do not exist3[reply] we don't have it; out of stockหลักประกันlàk bprà-ganหลักประกันlàk bprà-gan1collateral; security2guarantee; safeguard; assuranceเขาkăoเขาkăo1he; him2she; her3they; them (context-dependent)4horn5mountain; hillอาจàatอาจàat1may; might (possibility)2possibly; perhaps3able; capable (literary/formal)ได้dâiได้dâi1get; obtain; receive2may (polite permission/request)3able to (postverbal/resultative)4manage to; succeed in (achievement)5can; be able to; may (possibility/permission)6okay; sure; agreedเงินngernเงินngern1money2funds; finances3silver (metal)ช้าcháaช้าcháa1slow2slowly3late; delayed4[to] be slow; be lateหรือไม่rĕu mâiหรือไม่rĕu mâi1or not? (question particle)2whether (or not)ได้คืนdâi keunได้คืนdâi keun[to] get [sth] back; [to] receive [sth] backเลยloieเลยloie1so; thus; then (immediate result)2completely; absolutely (emphasis)3past; beyond; exceed4at all; whatsoever (often in negatives)
If you are an unsecured creditor, you might get paid late or not at all.