ลดต้นลดดอก
lót dtôn lót dòk
Meanings
1VerbC1
[to] repay a loan on a declining-balance basis; amortize
to repay a loan where each installment pays both principal and interest; interest is calculated on the remaining principal (declining-balance amortization)
Examples
สินเชื่อบ้านsĭn chêuua bâanสินเชื่อบ้านsĭn chêuua bâanhome loan; mortgageส่วนใหญ่sùuan yàiส่วนใหญ่sùuan yài1the majority; most2most (of); the majority of3mostly; mainly; largelyจะjàจะjà1will; shall (future/intention marker)2about to; going to (near future, often w/ กำลังจะ)3then; would (result in conditionals)ให้เราhâi raoให้เราhâi rao1give us; give me2for us; for me3let us; allow me/usผ่อนชำระpòn cham-ráผ่อนชำระpòn cham-rá[to] pay in installmentsแบบbàepแบบbàep1model; pattern; design; template2style; type; kind; manner3form; questionnaire4in a ... way; -ly (pre-head adverbial marker)5prototype; sampleลดต้นลดดอกlót dtôn lót dòkลดต้นลดดอกlót dtôn lót dòk1[to] repay a loan on a declining-balance basis; amortize2amortizing/declining-balance repayment method
Most home loans allow you to repay with declining-balance amortization.
2NounC1
amortizing/declining-balance repayment method
a loan repayment method in which each payment includes principal and interest; interest is charged on the outstanding principal, so the interest portion declines over time
Examples
การผ่อนgaan pònการผ่อนgaan pòninstallment paymentบ้านbâanบ้านbâan1house; home2home (family unit)3village; hometown4classifier: houses/buildings (residences)แบบbàepแบบbàep1model; pattern; design; template2style; type; kind; manner3form; questionnaire4in a ... way; -ly (pre-head adverbial marker)5prototype; sampleลดต้นลดดอกlót dtôn lót dòkลดต้นลดดอกlót dtôn lót dòk1[to] repay a loan on a declining-balance basis; amortize2amortizing/declining-balance repayment methodจะjàจะjà1will; shall (future/intention marker)2about to; going to (near future, often w/ กำลังจะ)3then; would (result in conditionals)ช่วยให้chûuai hâiช่วยให้chûuai hâi[to] enable; help [sb/sth] (to) do [sth]; make [sth] possible/easierเราraoเราrao1we; us2I; me (informal/regional)จ่ายjàaiจ่ายjàai1[to] pay2[to] disburse; distribute (funds/resources)3[to] spend (money)ดอกเบี้ยdòk bîaดอกเบี้ยdòk bîa1interest (finance)2interest rateน้อยลงnói longน้อยลงnói long1less (than before)2less; fewer (reduced)3[to] decrease; diminish; lessenในnaiในnai1in; inside; within2during; in (time)3of (formal/official)ระยะยาวrá-yá yaaoระยะยาวrá-yá yaao1long-term (adj.)2in/over the long term (adv.)3the long term
Paying off a house with the declining-balance method will help us pay less interest in the long run.
Word Breakdown
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ลดต้นลดดอกlót dtôn lót dòkลดต้นลดดอกlót dtôn lót dòk[to] repay a loan on a declining-balance basis; amortize